Farm-Mate Policy

The Farm-Mate provides quality insurance protection for your entire farm. It also offers a wide variety of options to fit your farming operation.

Coverages

The Farm-Mate policy protects you from financial disaster by covering your:

• Dwelling
• Household Personal Property
• Additional Living Expense/Loss of Rents
• Farm Service Buildings
• Scheduled Farm Personal Property
• Blanket Farm Personal Property

Causes Of Loss

The Farm-Mate protects your property from these causes of loss:

Property

• Fire
• Lightning
• Windstorm
• Hail
• Explosion
• Riot
• Aircraft
• Vandalism
• Malicious Mischief
• Theft
• Smoke In Vehicle
• Accidental Overturn or Collision

Livestock
These additional coverages apply to livestock:

• Electrocution
• Accidental Drowning
• Attack by Wild Dogs, Animals
• Accidental Shooting
• Injury From Loading or Unloading
• Collision or Overturn

Additional Coverages

• Debris Removal
• Emergency Removal of Property
• Necessary Repairs
• Satellite Dish Systems
• Farm Machinery and Equipment Coverage Due to Building Collapse
• Construction of New Buildings

Optional Coverages

• Additional Operating Expense
• Comprehensive Machinery Coverage
• Dwelling Replacement Cost
• Farm/Household Operations Records
• Fire Department Charges
• Glass Breakage – Farm Machinery
• Household Personal Property Replacement Cost
• Inflation Guard
• Leased or Rented Farm Buildings
• Loss of Income
• Open Perils Coverage For Dwelling and Contents
• Peak Season
• Pollution Clean Up and Removal
• Suffocation of Livestock
• Water Backup of Sewer and Drains

Ask your Farm Mutual agent for details on different payment plans, deductibles, possible discounts, and the best optional coverages for your farming operation. Contact an agent today.

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